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第一，沉睡资产。德索托的理论核心可以用一个词概括——产权。更准确地说，是可转让、可抵押、可标准化的产权。他在《资本的秘密》中提出一个简单而深刻的问题：为什么穷人手里拥有资产，却依然贫穷？答案是，他们拥有的只是“沉睡资产”。，推荐阅读91视频获取更多信息
To withdraw cash, a user inserted a magnetic card that contained an account。heLLoword翻译官方下载对此有专业解读
was still in a mode of generational releases that would completely replace the
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